Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

After talking to several mortgage brokers and shopping around, we selected Todd and we are very glad that we did. Todd is very down to earth and is outstanding in communication, I had no surprises from start to finish. Not only did he provide the best rate, he also provided clear guidance along the way. He responded to our questions patiently and in a timely manner. we had less than 30 days to close but Todd needed only like 12 days from appraisal to Loan approval. If you are shopping for a mortgage broker, look no further, Todd is your man.

- Aarti K.
Chandler, AZ | March 07, 2014

Look nowhere else and hire Todd! We found Todd through Zillow 4 years ago and he gave us the best rate and the transaction was smooth and fast. Since then, we have used him twice on refinancing two different loans and one more time on obtaining a loan to purchase an investment house. Todd is so honest that he has gained our complete trust. We did not even have to bother to shop anywhere else because we know that Todd's rate is great and more importantly he can close on time or earlier and the transaction is always smooth. Todd is very knowledgeable and provides excellent customer service. He responds to our emails and phone calls in the evenings and on weekends! We live in California and wish that Todd can serve CA someday

- Carmen Robinson
Carlsbad, CA | March 07, 2014

Todd was very easy to work with. He responded very quickly to questions. Even though his office was in another city, the application process was simple as all documents were sent electronically. I would use Todd again and recommend him to our friends

- M. Harowitz
Tucson, AZ | March 07, 2014

STOP LOOKING FOR LENDERS, TODD HAS THE SERVICE IN EVERY ASPECT COVERED, PROFESSIONLISM, PATIENCE;WILLINGLY EXPLAINS THE PROCESS BEING CRYTSAL CLEAR (NO LEGALEZE), EASY TO STAY IN CONTACT WITH AND QUICK FOLLOW-UP. HE HAD MY LOAN SECURED, AND ALL PAPER WORK DONE 2 WEEKS EARLY! TODD, EXPLAINS THE NUMBERS AND HIS FEES WHICH ARE THE LOWEST AROUND (I SEARCHED OVER 5 LENDERS THAT COULD NOT TOUCH HIS MORTGAGE RATES OR FEES, THOSE OTHER LENDERS WANTED TO CHARGE ME POINTS!! (WHERE TODD HAD NONE!) I WOULD WITHOUT-A-DOUBT RECOMMEND HIM!!

- G. C.
Prescott Valley, AZ | March 07, 2014

I don't usually write comments on the services I get, as most of the time they are far from perfect and I don't really like to express a lukewarm endorsements. Here I have a different story. I just closed refinancing of my mortgage with Todd Bitter of JKS Mortgage, LLC who responded to my request on Zillow. The refinancing was not simple (it included a cash out) and I changed the parameters a couple of times. Todd was simply perfect! His package was the best around. He was always patient, precise, clear and friendly. He followed through, always delivered what he said he would and if there was even a slightest delay/change he would call in advance with a warning and an apology. In spite of the complexities of my refinancing Todd made the process very simple and smooth. I think Todd is in a class by himself and I highly recommend him to anybody who needs a mortgage or refinancing

- M. Koifmann
Phoenix, AZ | March 07, 2014

I was lucky to be able to convince my builder to let me close my loan with Todd due to repeated failures and incompetence by the in-house lender. Despite having given myself almost 60 days to close, the in-house lender was dragging their feet and it looked likely that I would not be able to close on time. Luckily for me, I had asked Todd to work on my file in parallel and when I finally got the OK to use Todd with barely 14 days before closing. Todd was able to get an appraisal, underwriting and paperwork completed to close in under 14 days. Even my escrow officer couldn't believe that Todd pulled it off! Great rates, low fees, awesome service and blazing fast turn around times. Not sure what else one could ask for? Thanks!

- A. Bond
Phoenix, AZ | March 07, 2014